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india-financial-sector-reforms-systemic-frictions

India’s Financial Sector Reforms: Incremental Steps Amid Systemic Frictions

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India’s financial sector, encompassing banking, financial services, and insurance (BFSI), has undergone numerous reforms since the 1991 liberalization. Despite these efforts, systemic frictions persist, hindering the sector’s efficiency and inclusivity. The International Monetary Fund (IMF) and the Reserve Bank of India (RBI) have highlighted concerns regarding asset quality, regulatory arbitrage, and the underdeveloped corporate bond […]

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UPSC CSE Prelims 2025 Question Paper

UPSC CSE Prelims 2025: Examination Key and Explanation

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UPSC CSE Prelims 2025 Examination Key and Explanation Get the official answer key and detailed explanations for the UPSC CSE Prelims 2025 Examination. This resource covers both General Studies Paper I and CSAT (Paper II), helping aspirants analyze their performance, understand the rationale behind each answer, and strategize for the Mains. GS Paper 1 SET

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northeast india's growth engine

Northeast India: The Emerging Gateway to Southeast Asia

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Introduction The Northeast region of India, once viewed as a frontier area, is now being recognized as a vital growth engine for the nation. Its strategic importance under India’s Act East Policy and its potential to connect India with Southeast Asia make it a crucial region for economic, cultural, and geopolitical developments. The recently concluded

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global ai supply chain

Navigating the Global AI Supply Chain Restructuring: An Opportunity for India

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Introduction The global artificial intelligence (AI) landscape is experiencing unprecedented transformations, driven by geopolitical shifts and economic policies. The recent imposition of substantial tariffs following the 2024 U.S. presidential election has fundamentally altered the structure of global technology supply chains. While these measures were intended to protect domestic industries, they have triggered significant disruptions, increasing

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freedom of expression and public order

Freedom of Expression and Public Order: Navigating India’s Constitutional Paradox

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Freedom of Expression and Public Order: Navigating India’s Constitutional Paradox Introduction Freedom of speech and expression is a cornerstone of India’s democracy, enshrined in Article 19(1)(a) of the Constitution. However, the reality of law and politics often diverges from this ideal. Liberal norms of free expression are frequently undermined by justifications for curbing dissent. The

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Scheme-Based Workers Backbone of India’s Welfare Programs

Scheme-Based Workers: Backbone of India’s Welfare Programs

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Scheme-Based Workers: Backbone of India’s Welfare Programs Introduction Scheme-Based Workers (SBWs) are the millions of primarily women frontline workers implementing India’s flagship welfare schemes. Examples include Anganwadi workers/helpers under ICDS, ASHAs under the National Health Mission, and Mid-Day Meal (MDM) cooks/helpers. These workers perform critical socio-developmental tasks such as preschool education, maternal nutrition, health outreach,

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Evidence-Based Governance and Panchayati Raj Institutions in India

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Evidence-Based Governance and Panchayati Raj Institutions in India Introduction Evidence-based decision-making has emerged as a cornerstone of good governance, emphasizing data-driven approaches to ensure transparency, accountability, and effective policy implementation. At the grassroots level, Panchayati Raj Institutions (PRIs) play a vital role in local governance, and leveraging data can help address development gaps, allocate resources

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Caste Census and Social Justice in India

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Caste Census and Social Justice in India Introduction Caste census data has historically served as a foundation for shaping public policy in India, offering insights into crucial sectors such as health, education, employment, and housing. However, the recent announcement to include a caste census as part of the National Census has rekindled debates. Proponents argue

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Presidential Reference on Timelines for State Bills

Presidential Reference on Timelines for State Bills

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Presidential Reference on Timelines for State Bills Introduction The recent Presidential Reference under Article 143 of the Indian Constitution has brought into focus a critical issue in constitutional law—the timelines for Governors and the President to assent to state legislature Bills. This follows the Supreme Court’s April 8, 2025, judgment, which mandated a three-month deadline

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Collegium System in India

Collegium System in India

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Discuss the evolution and significance of the Collegium System in India. Analyze its advantages, drawbacks, and suggest reforms for a transparent judiciary. Introduction: The Collegium System serves as the framework for the appointment and transfer of judges within India’s higher judiciary. It was created through judicial interpretations rather than being established by a constitutional provision

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